Share Drafts
What
Makes It Better
A
share draft account at SUNTIDE FEDERAL CREDIT UNION works
the same way as a checking account at any bank. However,
some very important features make it better than the traditional
checking accounts. Remember that banks are in business
to make a profit any way they can.
Free
Checking- No Service Fees
OVERDRAFT
PROTECTION
As
an additional convenience, we offer overdraft protection
by transferring from your regular share savings account
to cover any check that may exceed the balance in your
share draft account.
CHECK
IMAGING ACCESS
"Bringing Images to Members"
Once you open a share draft account and if you have an
access on an internet, you may have the option to enroll
on the credit union's Echeck and ACH Services Check
Imaging Access. From the internet, with your username
and secured password, you may now view and print an image
of all checks that have been cleared from your checking
account for the past 90 days.
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DIRECT DEPOSIT & PAYROLL DEDUCTION
You
can arrange for your payroll check, Social Security check,
retirement check, or any other regular recurring check
to be directly deposited to your checking account. No
more waiting.
No more lines.
It's
secure--everything is done for you.
Preauthoriezed
drafts may be used to pay insurance premiums,etc.
CHECKING
COPIES
Each
time you write a check, you automatically make a carbonless
copy which remains in your checkbook. You won't have to
wait until the end of the month to have an exact record
of your financial transactions nor will you need to keep
track of cancelled checks--the originals are stored for
you.
MONTHLY
STATEMENTS
Once
each month, we will send you a statement showing the number
of checks clearing your account, the amount, and all other
transactions made on your share draft account during that
month. Utilizing monthly statements and check copies makes
balancing your checkbook a breeze.
VISA
DEBIT (CHECK) CARD
Paper
or Plastic? You've got a choice. With a Visa Debit (Check)
Card, you can avoid the hassles of writing checks, showing
your identification and waiting for approval - -with one
quick swipe, your purchases are paid and the money comes
right out of your checking account. And, you can use your
Visa Debit (Check) Card anywhere Visa is accepted. Please
call Member Services at 361-241-7100, ext. 105 to see
how you can take advantage of the benefits and options
this card has to offer. Verified
by Visa |
